Discrete 5-Year Planner (Amortized Debt & DSCR)

1. Operational Performance Inputs

Metric Baseline Name Year 0 Year 1 Year 2 Year 3 Year 4 Year 5
Revenue ($)
Cost of Sales / COGS ($)
Operating Expenses ($)

2. Balance Sheet Starting Structure & Financing Terms

Balance Sheet Starting Accounts Year 0 Starting Structure (Calculated Forward Dynamically via Cash Flows)
Initial Bank Cash Asset ($)
(Loan proceeds will be added automatically)
The 3-statement engine dynamically adds loan proceeds to cash at Year 0, then maps annual debt service (Interest + Principal) directly through your cash flows.
Accounts Receivable ($)
Inventory Valuation ($)
Accounts Payable ($)
Term Note Initial Principal ($)
Retained Earnings / Equity ($)